Blog | Cash Loan | New Zealand

05Jan

How to Adjust Your Lifestyle and Survive a Pay Cut

Sometimes a variety of factors may force us to take a pay cut. It is important to learn how to adjust our lifestyle in order to survive a pay cut. Here are some ways you could do

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27Dec

6 Money Mindsets to Adopt For Financial Success

Your mindset on money greatly impacts your financial position. Here are some tips that can help you refine the way you view money and the role it plays in your life. These six mindsets can be adopted

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18Dec

Take These Actions to Avoid Going into Debt for the Holidays

It may be days away to Christmas but that should not prevent us from talking about debts and holidays. In fact it’s the perfect time so that by the time we get there you already know what

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11Dec

Tips to recover from a financial hangover

You may have overspent your money after a vacation or a holiday, which may temporarily affect your finances, but you can recover! Here are three tips that can help you recover from a financial hangover: Get to

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04Dec

Smart Ways to Use Your Credit Cards for the Holiday Season

The Arrival of Christmas to most of us, signals an increase in spending, you’ll need to consider gifts for family and friends, travel costs and other items and activities that come with the season. One way that

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27Nov

Heartfelt Holiday Gifts for the Special People in Your Life – Christmas Gifts

Christmas is a season for giving; we gift our friends and families with memorable presents as a symbol of appreciation for their love, support and companionship throughout the year. However, there are some special people who need

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20Nov

4 Useful Tips for Last-Minute Holiday Travel Bookings

You may have made a last minute decision to travel and now are worried about the higher prices that characterise the season, don’t worry there are still some savings tips that you can use to make your

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13Nov

A few weeks till Christmas: start saving for the holiday season now!

Christmas is fast approaching, this period comes with a lot of costly activities and proper planning is needed to ensure that we stay within our budget and at the same time enjoy the holiday. This is the

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Skills You Can Learn With Limited Budget

30Oct

7 Life-Changing Skills You Can Learn Without Spending a Lot of Money

Skills are crucial for personal growth and development. They can be a path to a better career and higher income. Although we might be stretched by expenses such as rent, automobile, or general expenses, we should squeeze

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23Oct

5 Simple Ways to Make Good Use of Your Money Each Month

Every month, you may have a decent pay cheque but within a short time, it’s all gone. Sometimes you may not know where your money has gone. If you haven’t saved any, this means that your financial

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16Oct

Impulse Buying – 5 Useful Tips to End Your Struggle With Spending Money

Impulse buying is the biggest threat to our financial stability. We buy things which we do not need, meaning that we end up using our money on unnecessary items. It’s equivalent to wastage. The tragedy is that

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09Oct

2017 Guide on How to Start Saving Early for the Holidays

The holidays may be months away from now but that doesn’t mean you shouldn’t start preparing yourself for it. It will not only save you money but will also go a long way in reducing the stress

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02Oct

Top Tips on How to Save an Extra $1,000 before Christmas

Christmas is less than three months away, and heavy spending. The good news is that you can start preparing right away. You could have an extra $1000 to spend during the holidays, if you start saving now.

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25Sep

5 Ideas to Try in Your Summer Break and Earn Some Extra Cash

Summer is nearing and you may have some spare time due to a break from work or studies. This is the perfect opportunity to earn some extra cash. Here are some tips that will give you extra

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18Sep

Essential Money Lessons Every Parent Should Teach to Their Kids

Parents have the responsibility of educating their children to become a well-rounded citizen. In many cases the financial aspect is not seriously considered. Research has shown that teaching children to be financially responsible helps them to make

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11Sep

Inexpensive Ideas to Entertain Your Kids When They’re Bored

Children need to be entertained, and giving them the opportunity to play and enjoy themselves, does not need to break the bank. There are inexpensive ways through which you can keep your children entertained. Here are some

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04Sep

Try These Simple and Effective Ways to Get Out of Debt Faster

Getting into debt is easy, but when it comes to clearing it, a lot of effort is required. There are problems that can come with debt, especially when you have difficulty repaying. You risk getting a bad

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28Aug

5 Fun and Free Things You Could do With Your Dad

Father’s Day is fast approaching; you may be trying to decide how you will treat your Dad without breaking your budget. Luckily most Fathers understand, they don’t want their children spending a fortune on gifts, they appreciate

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21Aug

4 Simple Habits to Save Extra Money on Grocery Shopping

When you want to cut back on spending, one of the items to target is the grocery bill. It’s one expense that you can overspend on easily, especially when you are not paying attention. Here are four

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14Aug

Five Signs That You Have a Serious Spending Problem

Overspending is a serious issue; it makes us buy things that we don’t need, puts us into debt and prevents us from investing and achieving financial freedom. If you find yourself doing one or more of these

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07Aug

Awesome Things to do With Your Leftover Budget Money

Sometimes we may have some leftover budget money due to various factors such as price drop or an overestimation. You may have estimated that you’ll need to buy a certain amount of groceries only to find that

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31Jul

Five Questions to Ask Yourself Before You Borrow Money

Borrowing requires careful consideration; always ask yourself whether it is the right decision as it involves making a commitment which, if not fulfilled can result in serious financial consequences. With the following five questions, you can make

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24Jul

How to Get Out of Survival Mode – 7 Steps to Financial Success

Living in survival mode is a situation where you are financially living day to day. You may be worried about how you’ll make it through till payday. Here are seven steps that can get you out of

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17Jul

Simple Habits You Could Start Today to Save Some Extra Money

Some habits will put us into debt but others can help us save. Here are some habits that you could start today to help you save some extra money: Changing and upgrading your system A change is

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10Jul

Beware of These Spending Habits That Could Lead to Debt

Debt does not usually happen overnight, it’s a result of your daily habits. Here are some habits that may be leading you to debt: Spending more than you are earning For example, if you are making $1000

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03Jul

Three Simple Ways to Get More Cash for Your Clutter

We are all culprits, we have homes full of things which we haven’t used for years and with no expectation that they will be of value to us in the future. That’s clutter, stuff that appears from

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26Jun

5 Less Expensive Hobbies You Can Start This Year

We all have hobbies, but at times some of the activities that we like engaging in can be really expensive. Here are five less expensive hobbies that you can start this year. Playing musical instruments You can

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19Jun

5 of the Best Ways to Save Money on Utility Bills This Winter

Winter is fast approaching, and as we know with this season the utility bills, especially energy costs, are likely to surge due to high consumption. Here are five ideas that can help save you money on utility

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12Jun

How to Keep Your Family Entertained Without Breaking Your Budget

Most people talk of balancing work and fun, but forget the importance of balancing their budget. You don’t have to spend huge sums of money to have quality time away from work. Entertainment does not have to

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05Jun

4 Things to Try Today to Make Yourself Rich

We are all working hard to make ourselves rich, but we could be doing it the wrong way. It’s easier than we think. Here are four ideas that could break that barrier, some of which, we can

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11May

How To Budget For A Wedding

We all fantasize about it, don’t we? The bridal gown..the wedding list.. What was a blissful fantasy turns to the sudden reality of catering for over 150 friends, relatives and those +1’s. To avoid family drama it

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24Dec

Long-Term vs. Short-Term Loans

If you are someone that is struggling financially and may be thinking about taking out a loan, you could take out a short-term or long-term loan. Loans can be a helpful tool to ensure that you do

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28Nov

How You Can Save Some Money This Week

Sometimes saving money can be a difficult task for some of us, if you need to find some new ways to save money this week, read some of the tips below. These may not be for everyone

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21Nov

Tips on How to Find a Cheap Unsecured Loan

Sometimes you may find yourself in a tough financial spot and need some extra cash to ensure that you don’t accumulate anymore debt that you might have. There are some basic questions you need to ask yourself

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14Nov

How You Can Boost Your Income

If you are having trouble coming up with ways to increase the income that you have coming in, read some of these tips below and hopefully they will spark some ideas for you. As most of us

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07Nov

How to Get Started on Thinking about Retirement

Even if you think that retirement might seem too far away, there are things you can start doing now to prepare for it. Besides getting started financially, you should think about what you are going to begin

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31Oct

Some Potential Problems with Having a Credit Card

A credit card can be a wonderful device that offers rewards and can help you make purchases when you don’t have some spare cash. The problem with having a credit card is that it can bring you

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24Oct

How Apps Can Help Manage Your Money

Most of us who have a smartphone tend to have a lot of apps that do not have any real use besides entertainment, however, if you want to start becoming more organised and watch your spending habits,

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17Oct

What Items to Buy Generic and What Items to Skip

You may find yourself reading multiple articles that will advise you to skip the name brands, the truth is that sometimes it is worth spending the money on certain items. Some of us have gone through the

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10Oct

5 Money Earning Websites

The Internet has now become not only a place for entertainment, but a place where you can start making some extra money when you need it. It’s very well possible that you could find a freelance job

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03Oct

What You Should be Teaching Your Kids about Money

Some parents forget about the importance of teaching your kids about money from a young age so that they can develop good habits when they get older. This doesn’t mean that you have to teach them about

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26Sep

Reasons Why People Get Loans

It’s no surprise that sometimes life can throw you some unexpected curve balls when you least expect it, fortunately, there are now services that can help you manage those events easily. You may find yourself hesitant about

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16Sep

Staying Out Of Debt Can Be Simple And Easy

Debt is something that can be easily accumulated without much effort, it’s the staying out of debt part that becomes difficult. Going through your expenses and income, trying to keep everything balanced, is a seemingly never-ending game

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12Sep

Quick Steps to Save Money at Home

These steps may include tasks that you have already done to save money, but hopefully there are some new ones so you can start saving money by making some changes around your home. Although some of these

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05Sep

How to Spend Your Money Wisely

Some people have this perception that if you decide to live a more frugal life that you will have less fun, which is just not true. If you can achieve a balance between your expenses and your

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04Oct

Can I get a cash loan today, if I need to pay a bill tomorrow?

When something unexpected in life happens, often it will end up costing money, and because it was unexpected, you often don’t have the money to deal with it. We have all been there before: the car gets

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06Sep

How much is safe to borrow from on online loan company?

“How much?” is a question we have to ask ourselves a lot, especially when it comes to anything money related. How much should I spend on a new car? How much should I borrow for my holiday?

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08Aug

Do I have to be online to be able to get a cash loan?

When taking out an easy cash loan, you can either find a storefront business, or you can get a loan online. Both are viable options that can see money in your hand, but there are some distinct

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31Jul

5 things you do to save cash that may end up costing you more

1. Buying produce in bulk and ending up throwing half of it away Although buying food in bulk can be a great money saver, more often than not, such food ends up being wasted due to being

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12Jul

Easy payday loans, or micro loans

Easy payday cash loans are a niche market that is on the rise. People that need small cash injections instantly are turning to these quick and easy online lenders. The market for these loans is on the

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03Jul

Tips that may help you stay safe online

Use strong password that have a combination of lower and upper case letter, digits and symbols, if allowed. Always keep your login and password information safe, especially login details to financial websites, such as unsecured fast cash

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26Jun

If it looks too good to be true, it probably is

Many of us are extremely careful when it comes to protecting our money and personal information, but scams are made to look and feel like they are the”real thing’, which sometimes makes it hard to recognize them

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16May

Save cash with these 6 tricks for storing food

We all know how the food prices just keep going up – especially in winter. This article might, hopefully, help you save a few dollars by helping you keep the food you buy fresh, for longer. Use

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03May

Almost half of New Zealanders live payday to payday

According to New Zealand Herald, almost half of the New Zealand’s population are living payday to payday without any savings to fall back on in case of an emergency: “Forty-four per cent of Kiwis hang out for

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