Borrow up to $1000 with Cash Loan today.*

Apply For A Loan

* Terms and a small fee applies to the 30 minute option - refer to the loan application process for details.

Affordable Cash Loans


  • Simple & easy online cash loan application
  • Cash transfer into your account in as little as 30 MINUTES, following approval.
  • Online 24/7 – apply anytime, from anywhere in NZ
  • NO security needed, your assets are safe
  • Crystal clear costs and no hidden charges
  • Competitive interest rates


Why choose Cash Loan?

Cash Loan is a trusted, responsible online lender that specialises in short-term personal cash loans in New Zealand. If you have been hit by an unexpected expense and found yourself struggling to get to your next pay day, using our service could be a simple and convenient solution to your mid-week money troubles. Please note that this is to be used strictly for short-term purposes.

Our service is running online 24/7, which means that you are able to use our website and apply online anytime, from anywhere – without even having to leave your desk.

We offer a convenient short-term financial solution

We offer our fast cash loans for people with past bad credit, too – we assess your ability to repay the loan, we don’t just look at the black marks on your credit history. We like giving second chances – and it is easy to qualify, as long as you are a New Zealander employed full-time and are 18 years old or over. Apply online, send any requested documents, get approved within a matter of minutes and receive the money overnight or as soon as in 30 minutes (conditions apply).

Credit checks?

We reserve the right to do credit checks. We also do an employer verification during the approval process. We offer confidential (as much as possible), honest and flexible services to employed Kiwis. We will lend only a percentage of the regular income as a way of ensuring the affordability of our services – we are a responsible lender.

Apply for a cash loan and get the money today

We have gathered a lot of useful information about cash loan services in New Zealand – have a browse though this website and decide if applying with us would be a suitable solution for your short-term financial emergency. And if you would like to go ahead, just go through our simple application process – if approved, you will get the cash advance overnight or within half an hour after the final approval! (conditions apply).
If you need more information, please go to the How does it work? page.

Please note: Our loans are designed for short term use only and should not be used as a long term funding option. Products with lower interest rates or for a more appropriate term may be available from other lenders. We encourage you to save interest on our loans by making early repayment (full or partial) at any time for no additional cost.

Cash Loan

How To Budget For A Wedding

  • By Cash Loan
  • 11 May, 2016
We all fantasize about it, don’t we? The bridal gown..the wedding list.. What was a blissful fantasy turns to the sudden reality of catering for over 150 friends, relatives and those +1’s. To avoid family drama it.
long term v short term
Cash Loan

Long-Term vs. Short-Term Loans

  • By Cash Loan
  • 24 Dec, 2014
If you are someone that is struggling financially and may be thinking about taking out a loan, you could take out a short-term or long-term loan. Loans can be a helpful tool to ensure that you do.
Cash Loan

How You Can Save Some Money This Week

  • By Cash Loan
  • 28 Nov, 2014
Sometimes saving money can be a difficult task for some of us, if you need to find some new ways to save money this week, read some of the tips below. These may not be for everyone.
Cash Loan

Tips on How to Find a Cheap Unsecured Loan

  • By Cash Loan
  • 21 Nov, 2014
Sometimes you may find yourself in a tough financial spot and need some extra cash to ensure that you don’t accumulate anymore debt that you might have. There are some basic questions you need to ask yourself.