Tips that may help you stay safe online

Use strong password that have a combination of lower and upper case letter, digits and symbols, if allowed. Always keep your login and password information safe, especially login details to financial websites, such as unsecured fast cash loan services.

Always keep your antivirus, spyware and malware software up to date. This will limit any computer damage from viruses, worms and Trojan horse programmes. There are some free programmes out there that should be good enough for home use – do your research.

Use secure networks – don’t use your internet banking facility on public Wi-Fi networks.

Be wary of any offers with unusual promises that ask you for personal or financial details – it can start with your email address, then progress to full name, address, credit card number, etc.

Don’t click on any links in spam emails, or open any attachments you’re unsure of. Don’t trust pop-up boxes, especially the ones informing you of the free software that has just found viruses on your computer.

Don’t access your online banking accounts at public sites, such as internet cafes or libraries. The computers at these sites may not be safe.

Don’t provide any sort of information that could be used to guess your passwords (for example, your mother’s maiden name, or the street you grew up on) or any personal information to someone you don’t know or don’t trust.

Only use your credit card for payment online if the retailer uses a secure payment system (their web address should always start with https:// where the “s” stands for secure). Otherwise, it is advisable to get your card number to the business by other secure means.

When it comes to social networking websites, remember to change your profile settings to private and always be wary of the information you post – be it on your profile or your friends’ walls. Don’t post anything that you wouldn’t want everyone to see – remember that technical glitches exposing private information happen all the time.

Sources: Consumer Affairs, Google.

Disclaimer: The above information is general in nature and not intended to be advice. You should consider seeking professional advice before following any suggestions in this blog/website.