Borrowing requires careful consideration; always ask yourself whether it is the right decision as it involves making a commitment which, if not fulfilled can result in serious financial consequences. With the following five questions, you can make the right decision and avoid financial pitfalls. Is it really necessary to make the purchase? You may be […]
Living in survival mode is a situation where you are financially living day to day. You may be worried about how you’ll make it through till payday. Here are seven steps that can get you out of survival mode: Identify the problems What is it that has put you into this situation; do you have […]
Some habits will put us into debt but others can help us save. Here are some habits that you could start today to help you save some extra money: Changing and upgrading your system A change is as good as rest and at times it may bring good tidings. If you’ve been using a spending […]
Debt does not usually happen overnight, it’s a result of your daily habits. Here are some habits that may be leading you to debt: Spending more than you are earning For example, if you are making $1000 but end up spending more than this every month, this can lead to you being forced to borrow […]
We are all culprits, we have homes full of things which we haven’t used for years and with no expectation that they will be of value to us in the future. That’s clutter, stuff that appears from just anywhere, filling up your home with unnecessary items. It doesn’t have to be this way; you could […]