Impulse buying is the biggest threat to our financial stability. We buy things which we do not need, meaning that we end up using our money on unnecessary items. It’s equivalent to wastage. The tragedy is that this habit can be addictive, meaning that it can become a serious problem. Luckily, it can be overcome. […]

The holidays may be months away from now but that doesn’t mean you shouldn’t start preparing yourself for it. It will not only save you money but will also go a long way in reducing the stress which comes with the last minute rush. So how to go about saving for the holidays? Budget Start […]

Christmas is less than three months away, and heavy spending. The good news is that you can start preparing right away. You could have an extra $1000 to spend during the holidays, if you start saving now. Here are some tips that can help you save enough for Christmas Save at least $ 333 per […]

Summer is nearing and you may have some spare time due to a break from work or studies. This is the perfect opportunity to earn some extra cash. Here are some tips that will give you extra money during your break. Some of these tips may require advance planning but others can be initiated right […]

Parents have the responsibility of educating their children to become a well-rounded citizen. In many cases the financial aspect is not seriously considered. Research has shown that teaching children to be financially responsible helps them to make sound financial decisions later in life. Here are some financial lessons that parents will find useful when teaching […]

Children need to be entertained, and giving them the opportunity to play and enjoy themselves, does not need to break the bank. There are inexpensive ways through which you can keep your children entertained. Here are some ideas that could help you keep your kids entertained on a budget. The community library Public libraries not […]

Getting into debt is easy, but when it comes to clearing it, a lot of effort is required. There are problems that can come with debt, especially when you have difficulty repaying. You risk getting a bad credit rating, high interest or worst of it all, being blacklisted so that it becomes hard to get […]

Father’s Day is fast approaching; you may be trying to decide how you will treat your Dad without breaking your budget. Luckily most Fathers understand, they don’t want their children spending a fortune on gifts, they appreciate the effort and the fact that you’re thinking of them. They’re not after gifts, they’re happy when you […]

When you want to cut back on spending, one of the items to target is the grocery bill. It’s one expense that you can overspend on easily, especially when you are not paying attention. Here are four habits that will save you extra money on grocery shopping. Always use a shopping list You will need […]

Overspending is a serious issue; it makes us buy things that we don’t need, puts us into debt and prevents us from investing and achieving financial freedom. If you find yourself doing one or more of these things, you may have a serious spending problem.  You may need to adjust your lifestyle, control your spending […]