Cash Loan is a trusted, responsible online lender that specialises in short-term personal cash loans in New Zealand. If you have been hit by an unexpected expense and found yourself struggling to get to your next pay day, using our service could be a simple and convenient solution to your mid-week money troubles. Please note that this is to be used strictly for short-term purposes.
Our service is running online 24/7, which means that you are able to use our website and apply online anytime, from anywhere - without even having to leave your desk.
We offer our fast cash loans for people with past bad credit, too – we assess your ability to repay the loan, we don't just look at the black marks on your credit history. We like giving second chances - and it is easy to qualify, as long as you are a New Zealander employed full-time and are 18 years old or over. Apply online, send any requested documents, get approved within a matter of minutes and receive the money overnight or as soon as in 30 minutes (conditions apply).
We reserve the right to do credit checks. We also do an employer verification during the approval process. We offer confidential (as much as possible), honest and flexible services to employed Kiwis. We will lend only a percentage of the regular income as a way of ensuring the affordability of our services - we are a responsible lender.
We have gathered a lot of useful information about cash loan services in New Zealand - have a browse though this website and decide if applying with us would be a suitable solution for your short-term financial emergency. And if you would like to go ahead, just go through our simple application process - if approved, you will get the cash advance overnight or within half an hour after the final approval! (conditions apply).
If you need more information, please go to the How does it work? page.
Please note: Our loans are designed for short term use only and should not be used as a long term funding option. Products with lower interest rates or for a more appropriate term may be available from other lenders. We encourage you to save interest on our loans by making early repayment (full or partial) at any time for no additional cost.